Flexible Spending Account

The Healthcare Flexible Spending Account (FSA) allow you to set aside pre-tax funds that are available for healthcare expenses.  You may enroll in the Healthcare FSA (for medical, dental, vision, pharmacy, and other related expenses).

Medical

The medical plans provide 100% coverage after a copay for services, and the copays apply to the member out-of-pocket maximum.  The plan includes an integration with HealthJoy, a healthcare guidance app that improves your healthcare experience while helping you save both time and money.

New Hires

Telemedicine

The telemedicine benefit allows you to speak to a participating doctor from home or work through your smartphone, tablet or computer 24 hours a day / 7 days a week. This benefit is included at no member cost with the Nova PPO Medical Plan. Plus, Jim Ellis is providing this benefit for team members who are not enrolled in medical.  Consider this convenient benefit for non-complex medical conditions.

Employee Assistance Program

Jim Ellis provides an Employee Assistance Program (EAP) to all team members and benefits-eligible family members at no cost to you.  Call the Supportlinc for confidential assistance to help manage life's challenges!

Identity Theft

Identity theft is a growing concern, and recent research estimates that someone has their identity stolen every two seconds, and many people don't even know they are victimized until they're denied credit.  Identity theft victims typically spend an average of 165 hours repairing the damage done by the creation of fraudulent accounts, and an additional 58 hours on existing accounts.  The InfoArmor plan has extensive protection for you and your family at a competitive cost. 

Wellness

Employee health and wellness is a priority for Jim Ellis.  The Jim Ellis Wellness Program is designed to help you improve your health with incentives when you complete simple tasks. 

Disability

As a Jim Ellis team member, you have the ability to elect short-term and / or long-term disability coverage.  These benefits provide you with income replacement if you are unable to work due to illness or an accident and become disabled.  

The disability plan pays a benefit until age 65 should you remain disabled.  This provides you with financial protection in the event of a catastrophic illness or injury. 

Accident

Accidents are usually followed by a series of bills. Even if you have medical insurance, you may still have to cover out-of-pocket costs. If you suffer from a fracture, dislocation, or other covered accidental injury, Accident Insurance can help offset unexpected medical expenses, such as emergency room bills, deductibles, and co-payments.  When an unexpected injury happens, Accident Insurance can help offset costs that are not covered by your medical plan. 

Critical Illness

Critical Illness insurance helps you and your family maintain financial security during the recovery period of a serious medical event, such as cancer, heart attack, or stroke.  The benefit provides a monetary benefit to help with the out-of-pocket medical and non-medical expenses of the illness, and coverage is available to both team members and their families. 

Life Insurance

Life Insurance can help provide financial protection for your family if you pass away. The money received from a life insurance policy could help your family with both everyday and future expenses, including medical bills, funeral costs, utilities, college tuition, and mortgage payments. Life Insurance provides you with coverage as long as you continue paying your monthly premium.

Your cost will vary depending on your age and amount of coverage you elect. It is important to assess your current and future financial obligations to help you determine the coverage that's right for you. Our Benefits Service Center Specialists can help you make the right decision for you and your family.

Vision

Our vision changes over time, so you may not be aware of your need for vision correction. That’s why an annual eye exam is critical to keeping your view of the world sharp and clear. Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed. Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.

Dental

Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services like exams, cleanings, and x-rays. After you meet your deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.