We provide a comprehensive benefits portfolio for you and your family and are committed to the health and wellness of our employees.Enrollment Portal
Access www.totemtools.com by clicking "Enrollment Portal" above, and view your current benefits, make updates for the plan year, and update your life insurance beneficiary. To complete an election, select the appropriate event and click "Begin Event." You can also view your benefits by clicking on the Benefit Statement Date Range at the bottom of the homepage to access a PDF of your current Confirmation Statement.
Additional product and carrier information can be found on the Resources page.
In addition to this website, the Benefits Service Center is another resource for enrollment assistance, benefits questions, and Annual Enrollment Support.
We can help with:
Healthcare is complex. One of the problems with healthcare is that most of the time, we don’t know what we will owe in advance of a service or procedure. Another problem is that there is a tremendous variation in quality between doctors within the network, and we can’t easily identify the best doctors to ensure we get the best quality care while avoiding unnecessary procedures. SimplePay Health solves both of these challenges.
Identity theft is a growing concern, and recent research estimates that someone has their identity stolen every two seconds, and many people don't even know they are victimized until they're denied credit. Identity theft victims typically spend an average of 165 hours repairing the damage done by the creation of fraudulent accounts, and an additional 58 hours on existing accounts. The InfoArmor plan has extensive protection for you and your family at a competitive cost.
As a Jim Ellis employee, you have the ability to elect short-term and / or long-term disability coverage. These benefits provide you with income replacement if you are unable to work due to illness or an accident and become disabled.
The disability plan pays a benefit until age 65 should you remain disabled. This provides you with financial protection in the event of a catastrophic illness or injury.
Accidents are usually followed by a series of bills. Even if you have medical insurance, you may still have to cover out-of-pocket costs. If you suffer from a fracture, dislocation, or other covered accidental injury, Accident Insurance can help offset unexpected medical expenses, such as emergency room bills, deductibles, and co-payments. When an unexpected injury happens, Accident Insurance can help offset costs that are not covered by your medical plan.
Critical Illness insurance helps you and your family maintain financial security during the recovery period of a serious medical event, such as cancer, heart attack, or stroke. The benefit provides a monetary benefit to help with the out-of-pocket medical and non-medical expenses of the illness, and coverage is available to both employees and their families.
Life Insurance can help provide financial protection for your family if you pass away. The money received from a life insurance policy could help your family with both everyday and future expenses, including medical bills, funeral costs, utilities, college tuition, and mortgage payments. Life Insurance provides you with coverage as long as you continue paying your monthly premium.
Your cost will vary depending on your age and amount of coverage you elect. It is important to assess your current and future financial obligations to help you determine the coverage that's right for you. Our Benefits Service Center Specialists can help you make the right decision for you and your family.
Our vision changes over time, so you may not be aware of your need for vision correction. That’s why an annual eye exam is critical to keeping your view of the world sharp and clear. Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed. Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.
Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services like exams, cleanings, and x-rays. After you meet your deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.
There are two health plans available to employees and their families: Blue Essential Open Access POS Plan, and the Blue Open Access POS (Buy-Up). Each plan includes coverage for preventive care, visits to primary care and specialty care providers, coverage for hospital stays, and visits to urgent care & the emergency room. When thinking about your health benefits, don’t look at just one thing - like your contributions or the deductible - be sure to consider the whole picture!